This paper investigates the three-dimensionality of the unsteady flow responsible for stall flutter instability. Nonlinear unsteady RANS computations are used to predict the aeroelastic behavior of a fan blade at part speed. Flutter is experienced by the blades at low mass flow for the first flap mode at nodal diameter 2. The maximal energy exchange is located near the tip of the blade, at 90% span. The modeshape is radially decomposed to investigate the main source of instability. This decomposition method is validated for the first time in 3D using a time-marching nonlinear solver. The source of stall flutter is finally found at 65% span where the local vibration induces an unstable oscillation of the shock-wave of large amplitude. This demonstrates that the radial propagation of the unsteady flow must be taken into account to predict stall flutter.